Personal Insurance Center

    PersonalInsurance2

     

    Protecting your family, home, and personal belongings with our Personal Lines coverages, we help you provide the protection and security you seek for your family and home.  For our individual clients, we can provide insurance protection for your home, including condominium, coop rental units, secondary residences, automobiles, valuable articles, and excess personal liability.

    Homeowners Insurance is a combination of coverage for the risks of owning a home which can include losses due to fire, burglary, vandalism, storms, and other perils including windstorms, fire, theft, water and sewer backup, Identity theft and personal property replacement.

    Flood Coverage protects for your property when it’s been damaged by flooding, which homeowners insurance typically does not cover.

    Dwelling insurance is similar to homeowners insurance, but used for residences which don’t qualify for homeowners insurance for various reasons, such as occupied by others, vacancy, non-occupancy, seasonal/secondary residence.

    Personal Automobile Policy covers the risks associated with driving or owning your automobile.  It can include bodily injury and property damage liability, medical payments, and uninsured& underinsured motorist coverage, collision, non-collision, loss of use and towing.

    Personal Articles Floater is a policy or an addition to a policy that insures personal propertylosses wherever they may occur. Among the items often insured are personal valuables like expensive jewelry, watches, cameras, musical instruments, fine arts, and furs.

    Watercraft is coverage on risks of owning and operating your boat, its motor and its trailer while protecting your boat and its passengers. It can also protect you against liability lawsuits, should you injure someone with your boat or damage their property.